55Mulbery
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Privacy Policy

Last Updated: April 1, 2026

At 55Mulbery, LLC ("we," "us," "our," or "Company"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for financing, or interact with our services.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.

1. Information We Collect

We collect several types of information from and about users of our services, including:

Personal Information

  • Contact Information: Name, email address, mailing address, business address
  • Business Information: Business name, industry, years in operation, revenue, business structure
  • Financial Information: Bank account information, credit history, tax identification numbers, financial statements
  • Identification Information: Driver's license, Social Security number, date of birth (as required for credit decisions)
  • Communication Data: Records of correspondence with our team, application notes, and service interactions

Automatically Collected Information

When you access our website, we may automatically collect certain information about your device and usage patterns, including:

  • IP address and browser type
  • Device information and operating system
  • Pages visited, time spent on pages, and navigation patterns
  • Referring website addresses
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

Providing Services

  • Processing and evaluating financing applications
  • Underwriting and making credit decisions
  • Originating, servicing, and managing loans
  • Communicating with you about your application and account
  • Providing customer support and responding to inquiries

Business Operations

  • Verifying your identity and preventing fraud
  • Complying with legal and regulatory requirements
  • Conducting risk assessment and portfolio management
  • Improving our website, services, and customer experience
  • Analyzing trends and user behavior to enhance our offerings

Marketing and Communications

  • Sending you information about our products and services
  • Providing educational content and business resources
  • Informing you of updates, promotions, and new offerings (with your consent)

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, such as:

  • Credit bureaus and credit reporting agencies
  • Banking partners and payment processors
  • Technology and software providers
  • Legal, accounting, and professional advisors
  • Document verification and fraud prevention services

These service providers are contractually obligated to use your information only for the purposes of providing services to us and to maintain appropriate security measures.

Legal Requirements

We may disclose your information when required by law or in response to:

  • Subpoenas, court orders, or legal processes
  • Requests from government authorities or regulatory agencies
  • Protection of our legal rights, property, or safety
  • Investigation of fraud, security issues, or illegal activities

Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and provide you with choices regarding your information.

Important: Mobile Opt-In Data Protection

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from 55Mulbery, LLC, the following terms apply:

Consent and Opt-In

By providing your mobile phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from 55Mulbery, LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency

Message frequency varies. You may receive up to 4 messages per month, depending on your interactions with us and promotional campaigns.

Standard Rates Apply

Message and data rates may apply based on your mobile carrier's plan. Please contact your carrier for details about your messaging plan.

Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. You will receive a confirmation message acknowledging your opt-out request.

Help and Support

For assistance or questions about SMS messages, reply HELP to any message or contact us at jennifer@55mulbery.com.

Not a Condition of Purchase

Consent to receive SMS messages is NOT a condition of purchasing any goods or services from 55Mulbery, LLC. You may still apply for and receive financing without opting in to text messages.

Supported Carriers

Our SMS service is available on major U.S. carriers. Not all carriers are supported. Please contact us if you experience issues receiving messages.

5. Data Security

We implement industry-standard security measures to protect your personal and financial information, including:

  • Encryption of sensitive data during transmission (SSL/TLS)
  • Secure storage systems with restricted access
  • Regular security audits and vulnerability assessments
  • Employee training on data protection and confidentiality
  • Multi-factor authentication and access controls

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but continuously work to maintain the highest standards of data protection.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections if it is inaccurate or incomplete.

Data Deletion

You may request deletion of your personal information, subject to legal and regulatory retention requirements.

Opt-Out Rights

You may opt out of marketing communications at any time by:

  • Clicking "unsubscribe" in email communications
  • Replying STOP to SMS messages
  • Contacting us directly at jennifer@55mulbery.com

Please note that even if you opt out of marketing communications, we may still send you transactional messages related to your account or services.

7. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your experience and collect usage data. Cookies are small files stored on your device that help us:

  • Remember your preferences and settings
  • Understand how you interact with our website
  • Improve website functionality and performance
  • Deliver relevant content and advertising

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Websites

Our website may contain links to third-party websites for your convenience. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by posting the updated policy on our website with a new "Last Updated" date.

Your continued use of our services after such changes constitutes your acceptance of the updated Privacy Policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

55Mulbery, LLC
13093 NW 11 CT
Sunrise, FL 33316
Email: jennifer@55mulbery.com

We are committed to addressing your privacy concerns and working with you to resolve any issues regarding your personal information.

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